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Yes. Every tool on TopApplicant is free: the AI review, the AI rewrite, the resume builder and its PDF download, job tailoring, cover letters and the LinkedIn grader. No account, no email, no card.

What's the catch? How do you make money?

There isn't one on this site. TopApplicant is made by NovionOne, and it's how people find our paid product, CV2Folio, which turns your resume into a hosted portfolio site. Your first portfolio there is free too; we only charge if you want more.

Will my resume pass ATS (Applicant Tracking Systems)?

TopApplicant scores your resume on ATS compatibility, flags formatting and keyword gaps that block parsers, and shows the exact keywords recruiters search for in your target role.

Is my resume stored or shared?

Your file is processed for the review and is not shared. We do not require an account, email, or login to use any of the tools.

How long does the AI review take?

Under 60 seconds. Most reviews finish in 20–40 seconds depending on resume length.

What file formats do you accept?

PDF uploads and plain text paste are supported. The AI editor and the builder both return a downloadable, ATS-friendly PDF.

Banking & Finance ATS keywords

Banking and finance resumes are scanned for a mix of technical and regulatory terms plus specific certifications - ATS systems in this industry often hard-filter on licenses and compliance keywords.

Keywords to include

Financial modelingA core analytical skill scanned for across analyst and associate-level roles.

Risk managementCentral to nearly all finance roles post-2008 regulatory changes; heavily weighted by ATS.

Regulatory complianceBanking roles are filtered hard on compliance keywords like Basel III, AML, KYC.

KYC/AMLKnow Your Customer and Anti-Money Laundering are standard compliance terms in retail and commercial banking.

Credit analysisKey for lending, underwriting and credit risk roles.

Portfolio managementScanned for in asset management and wealth management job descriptions.

Financial reportingA baseline requirement across accounting-adjacent finance roles.

Valuation (DCF, comps)Core skill for investment banking and equity research roles.

Bloomberg TerminalA named tool that ATS systems specifically filter for in trading and research roles.

GAAP/IFRSAccounting standards knowledge required across financial reporting roles.

DerivativesRelevant for trading, treasury and risk roles; a high-value technical keyword.

Basel IIISpecific regulatory framework keyword scanned for in risk and compliance roles.

Mergers & acquisitions (M&A)Core keyword for corporate finance and investment banking roles.

Loan underwritingSpecific to lending and credit roles at banks and NBFCs.

Treasury managementScanned for in corporate finance and cash management roles.

Financial forecastingCommon requirement across FP&A and corporate finance job descriptions.

SAP/Oracle FinancialsERP systems named explicitly in many finance job postings and filtered by ATS.

Wealth managementSpecific to private banking and advisory roles.

AuditInternal and external audit experience is a distinct, frequently filtered keyword.

FintechIncreasingly appears even in traditional banking roles as institutions modernize.

Tips for this industry

Spell out both the acronym and full term at least once (e.g., 'Know Your Customer (KYC)') so ATS matches either version
List specific certifications in full (CFA, FRM, CPA) since ATS filters often hard-match on these
Name the exact regulatory frameworks you've worked with (Basel III, Dodd-Frank, SOX) rather than 'regulatory experience'
Include the specific systems used (Bloomberg, SAP, Murex) - generic 'financial software' won't match keyword filters
Quantify portfolio or book size ($ AUM, number of accounts) alongside the keyword to strengthen ranking

See how many of these banking & finance keywords your resume already has.

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